If you’re traveling during the Holidays this year, you already know there are countless things to remember to care for before you leave. Packing, cleaning, and prepping the family are enough to keep you distracted, but thieves are anything but distracted. The holidays mark a rise in home break-ins because criminals are aware the season brings big purchases into unattended residencies. Keep your family and your home safe this holiday season with Orange County homeowners insurance and a few recommendations from the ERM Insurance’s brokers.
There are a few tell-tale signs for thieves to recognize that you and your family have gone out of town. Mail piling up may as well be the number one sign. The news media presents examples daily of packages and mail being stolen from a home’s very front steps and mail boxes. Don’t invite thieves; ask a friend or other family member to pick up mail at your house every few days. A pile of suspiciously back up mail beckons suspicious behavior. It’s common that newspaper delivery is forgotten about when you’re on vacation, but try to put the delivery on hold until you get back. This way, it will appear you’re still collecting the paper from the driveway everyday. You can also ask a trusted friend or family member put your trashcans away after garbage pick-up day to send the message that things are operating as usual around the residency.
Unfortunately, online “friends” are not the most trustworthy group of individuals. Your online profile information can extended to reach people outside of your social network, opening private information up to the general public. Avoid posting and mentioning on social media that you are going away and leaving your home unattended. Don’t make it any easer for thieves to find the optimal time to break into your home.
Setting timers on lights, Christmas lights, and flameless candles for when you are away is a great solution for making your home appear occupied and inhabited. Programmable timers are found at all hardware stores, and can be set to turn your lights on as soon as darkness falls. This easy change in addition to having Irvine homeowners insurance that will save you money, energy, and possibly a breaking and entering.
Home accidents are as likely and able to happen while you are away as when you’re home. To be prepared for such occasions, make a plan with neighbors for mutual help. Leave your contact info while out of town with trusted neighbors in case something goes wrong at your home. Whether a flood, broken window, or an unexpected package arrives, it’s good to have someone keeping tabs on your residence, and it’s good to have Orange County homeowners insurance behind you from a trusted ERM Insurance broker.
As mention on the ERM Insurance blog, holiday fires are all too common, preventable, deadly; avoid them with a few simple precautionary steps, courtesy of our Orange County homeowners insurance brokers. If you are leaving your home for a few days on end, unplug unnecessary appliances and electronics before you go. The electric connection isn’t needed if you are not home, and doing so can save you money on electric bills, as well as diffuse the possibility of an electrical fire. Holiday lights around your house, though festive, should not be left continuously keep running throughout your vacation. The heat conducted over days at a time can become extremely flammable. Instead, find a timer to turn your holiday lights on for a few hours at a time a night, making onlookers think you’ve just switched them on for the evening.
As a homeowner, it’s your responsibility to take all necessary measures to ensure your home and family are safe this holiday season. Clarify that you Irvine homeowners insurance has:
- Fire, flood, earthquake, and other natural disaster coverage
- Theft insurance
- Home structure coverage
- Personal belonging coverage
- Liability protection for yourself
- Additional living-expenses coverage in the event you are temporarily unable to live in your home because of a disaster.
Don’t make these common, avoidable mistakes when you leave to celebrate the holidays. Preparing with safety will make all the difference, and Orange County homeowners insurance from a trusted broker at ERM Insurance will be there for you when safety precautions are not enough. Visit our blog at erminsurance.com to get more information on coverage, preparedness, health care, and more. An experienced broker would gladly discuss your options for irvine homeowners insurance, just give us a call at (949)222-0444, or send an email to firstname.lastname@example.org. May your holidays be joyful and safe!