ERM Insurance Brokers of Orange County is dedicated to providing the best coverage designed to lower your overall cost of risk. By working with dozens of top-rates insurance providers, our team of experts can find the exact coverage you need without gaps or overlaps—all at a great price. Our name, ERM Insurance, proves just how dedicated we are to Enterprise Risk Management.
Our Orange County brokers are knowledgeable about both business and personal insurance needs, and we can assist you with everything from finding the perfect insurance for your classic collector’s car, to generating an enterprise risk management team to develop business solutions. Browse our homepage here to get a feel for the comprehensive solutions we can provide you regarding insurance coverage and risk management.
Risks found within a business are often interrelated within the company, requiring adjustments concerning more than one component. Because finding these risks is a full-time job, ERM Insurance brokers in Orange County will develop specific Enterprise Risk Management solutions to implement, saving your departments time and money. Because our brokers are experienced in this field, our definition of risk is broadened, including examinations of fines, penalties, and lost productivity. Let our experienced Orange County insurance brokers help develop programs to minimize risks within your company, ensuring your company is secure and as profitable as possible.
Using ERM Insurance brokers to develop your business insurance is a great idea because our team knows where to find the best rates and the most trusted advisors. Our brokers disclose the commission each company pays, for complete transparency and trusted collaboration with our clients.
Dealing with Workers’ Compensation claims after an accident can be tricky, unpleasant business, leaving many to feel victimized by a system that seems to invite fraud and exaggeration. ERM Insurance Brokers wants to protect you and your business, which is why we’ve developed a holistic program that encompasses human resources, safety, training, claims reporting, clinic relationships, and more. We assure you our methods are comprehensive in order to provide the best risk management assessment in Orange County. Read more here about how we can help you with workers’ compensation.
Whether you are of aware of it or not, many brokers receive higher compensation as health insurance premiums increase over time. Make sure your broker is working for you, not against you, by applying their excess commission towards maximizing your security and profits. Our insurance brokers of Orange County can help your business reduce the cost of Human Resources, Benefits Administration, Human Resources Information Systems, and Wellness Programs. Find out how to control employee benefits costs here.
Lowering your the cost of your personal insurance may initially seem to be to be a good idea, but remember that cheaper insurance compromises the integrity and efficacy of your coverage. As an independent insurance agency, we develop home, auto, and all other forms of personal insurance with dozens of different insurance carriers, guaranteeing we can provide you with the optimal coverage at a desirable price. By gaining multiple plans through one insurer, you can save money, lowering overall costs for insurance.
We know your circumstances can change, so our Orange County insurance brokers keep up to date on changing rates and coverage. We can refresh your quote on carriers and new coverage at any time to assure you that if your coverage isn’t exactly what you need, we’ll adjust it. Our insurance brokers will contact you every year to recommend a review of your needs and coverage so that your insurance is effective and up to date. View the various types of personal insurance offered through ERM Insurance below:
- Car & Motorcycle Insurance
- Homeowners Insurance
- Condo Insurance
- Renters Insurance
- Flood Insurance
- Earthquake Insurance
- Boat & Watercraft Insurance
- RV Insurance
- Umbrella Insurance
- Disability Insurance
- Life Insurance
- Long Term Care Insurance
- Health Insurance
- Dental Insurance
- Jewelry Insurance
- Fine Art Insurance
Call ERM Insurance at (949) 222-0444 if you have any questions or concerns about your business or personal insurance. Our experts are here to help you!