Did you know that your homeowners insurance policy excludes home based business claims? This includes liability, loss of income, business equipment, and more.
So if a delivery man comes to your home and trips on your property, the claim may not be covered by your homeowners policy. Or, if your home burns down and you lose several months of income because your computer and paperwork are destroyed, you have no coverage for this either.
Is your home based business protected? Watch this helpful video by the Insurance information Institute to learn more.
If you have questions about what kind of insurance you need to protect your home business, contact ERM Insurance brokers at (949) 222-0444. Local experts are here to help.