Homeowners Insurance

Your home is probably your most precious asset. Put your trust in a local expert who will go out of their way to understand your unique needs and help you choose the right coverage for your home.

Personal Service

ERM Insurance Brokers is a local, independent agency that specializes in home, auto, and all other forms of personal insurance. ERM has with relationships with dozens of different insurance carriers and can help you find the best coverage at the right price. You don't have to waste your time shopping around because we do it for you. We are experts at evaluating your insurance needs and in finding the insurance company and policy for you. If you need to reduce premiums we can help you select the right combination of coverages, limits, and deductibles that can reduce the cost but still provide the protection you need. We will take the time to help you make the best decision.

Insurance Packages & Discounts

We can help you find the best deal. Sometimes you can combine all your policies (home, auto, jewelry, collector car, etc..) under one insurance carrier. We know the fine details of each company and their policies and can help you find the best deal for your individual situation.

Your Personal Claims Advocate

Dealing with an insurance claims can sometimes be confusing and frustrating. It pays to have an advocate on your side. We are experts in the industry and understand the coverages, exclusions and the whole claims process. We will make sure you are treated fairly.

Annual Insurance Coverage Reviews

Circumstances change and what may have been the right decision previously may not be now. You should review your coverage every year, but most people do not have time or remember to do this before their renewal. Every year, we look at your information and ask you about changes in your life to determine that the coverage you have is the coverage you need. We are here to help you.