Earthquake Insurance in Orange County, CA

Did you know that your homeowners, renters, or condo insurance policy does not cover damage caused by earthquakes? Did you know that earthquakes happen every day in California and cost millions in damages each year?

Protect yourself financially for the event of a large earthquake by purchasing Earthquake Insurance. It is provided by the California Earthquake Authority (CEA) and your insurance agent can help you choose the right amount for you.

What Does Earthquake Insurance Cover?

Earthquake insurance generally covers any damage that is the result of the earth sinking, rising or shifting. It pays to replace or repair damages caused by:

  • Earthquakes
  • Sinkholes
  • Mudflows
  • Mudslides


It is possible that it may not cover water damage that results from a flood caused by an earthquake. Speak to your agent. It may be necessary to purchase separate flood insurance.

To learn more about earthquake insurance,
speak to an expert at (949) 222-0444