Don’t Shop for Your Insurance.
Let an Expert Do It for You!
Have you read your insurance policy?
Business Insurance is far more complicated than most people think and there can be subtle but very important differences from one policy to another. To design a complete insurance program and to compare one policy with another takes a great deal of experience, training and skill. Very few insurance salespeople have sufficient skill to do this properly, and even fewer clients do.
Poor buying decisions
The process of “shopping” for insurance often leads to poor decisions. Whether knowingly or not, many insurance salespeople will quote an inferior product and gain a price advantage. Many clients lack the expertise to fully evaluate the quotes and end up saving money by purchasing a policy that is less expensive only because it is incomplete and leaves serious gaps in coverage.
A better way
Large companies do not quote one broker against another, they go through a process of broker selection where they evaluate the services and expertise of the brokers and hire them to represent them in the Orange County business insurance marketplace. They know that most brokers work with the same insurance companies and that they will receive the same quotes whether they work with one broker or many. They also negotiate the terms of the broker’s compensation so that the broker has no incentive to push a product that is advantageous for them.
We will discuss with you the carriers, products, and business insurance coverages that are the best fit for you and will take the time to explain why. We will show you all quotes, help you compare them, and disclose the commission that each pays so that you can trust our recommendations.
Call ERM Insurance Brokers at (949) 222-0444. Friendly experts are here to answer your questions about Business Insurance. We are located in Orange County and have worked with local businesses for over 35 years.