Whether you are seeking insurance as an individual, family, or business, using a broker will minimize the risk of fraud, and maximize your options and budget during your search. ERM Insurance Brokers has decades of experience in risk reduction, and our Orange County insurance brokers have developed trusted methods for lowering costs and guaranteeing complete coverage. Brokers with ERM Insurance focus on lowering the amount of risk in your life or business. We provide top of the line insurance coverage to protect the assets you find irreplaceable in your life. While other insurance providers may focus on speedy transactions or competitively low rates, ERM Insurance finds that the best business and personal insurance plans display an array of attractive characteristics. Our brokers seek out plans with a balance of coverage, cost, efficacy, and trustworthiness.
Why We Are Different
ERM helps keep your costs low by creating a holistic risk management program that addresses the root cause of risk and then outsources the supplemental services to experts in the area. By doing so, we maintain skillful operation, driven by concrete results for our clients. We utilize dedicated, knowledgable people as our brokers. Our enterprise risk management model displays proven results. It indicates that our clients become more profitable after we minimize and eliminate risk factors. This allows ERM to secure preferred terms with insurance carriers around the nation. ERM Insurance is able to do business with every major insurance carrier in the county because our reputation proves that we increase efficiency in the companies with which we work. ERM is different than your average low-cost Orange County insurance provider:
- We feel that thoroughly informing our clients is more important than administering coverage in a matter of minutes.
- We feel that our clients don’t need to spend hours shopping around because our brokers will present all of your relevant insurance options in a concise, honest manner.
- Our brokers work closely with the individuals and businesses we insure, implementing techniques to lower short and long term costs.
How We Operate
Our brokers conduct in-depth assessments of our clients’ businesses. We work to design and implement risk reduction strategies on a variety of levels within your company, from hiring practices to workers’ compensation claims and more. ERM’s unique approach is highly effective, and sets us apart from your average low-cost Orange County insurance provider. As an independent agency, ERM Insurance writes many personal insurance options with dozens of insurance agencies. We provide life, home, auto, dental, and health insurance, to name a few. We also provide more obscure insurance options, like fine art insurance, classic car insurance, and watercraft and boat insurance. Our brokers know your personal insurance needs differ throughout different stages of your life, which is why we maintain up to date knowledge on pricing and coverage. We conduct yearly assessments of your Orange County insurance plans to be sure they are still working in your best interest.
Personal & Business Insurance
As a business owner, you can’t be expected to understand the details of an Orange County insurance plan, protect your employees and assets, and operate a successful business. There’s simply not enough hours in the day to do so! ERM Insurance brokers work as your advocates in the realms of business insurance, workers’ compensation, and employee benefits. Even insurance salespeople don’t have to complete education on Orange County business insurance necessary, which is why using a broker is so important. We offer a range of overarching business insurance plans to choose from based on your industry, including Fee-Based Insurance, Manufacturing Insurance, Woodworking Insurance, Contractors’ Insurance, and Property Owner Insurance plans. More specific options for coverage are available on Workers’ Compensation, Risk Management, and Employee Benefit levels. Working with an ERM Insurance broker to find the best Orange County business insurance will save you the time, money, and stress. Don’t leave your family’s health, your prized company, or your valuable possessions in the hands of an unreliable insurance program. ERM Insurance brokers are here to advise you on what coverage options will best suit your lifestyle and assets. Get in touch with a broker at (949) 222-0444 to begin discussing what personal or business insurance options are right for you. We’d be happy to address any questions or concerns you face when seeking Orange County Insurance.