On June 30, 2014, the U.S. Supreme Court issued a ruling in two cases that challenged the Affordable Care Act’s (ACA) contraceptive coverage mandate. The owners of Hobby Lobby and Mardel and Conestoga Wood Specialties did not want to be required to provide contraceptive coverage because it violated their personal religious beliefs.
The ACA requires health insurance plans to cover women’s preventive health services without a copayment. This includes FDA-approved contraceptive methods, four of which the store owners objected to because of their religious beliefs.
The Supreme Court decided that the Religious Freedom Restoration Act applies to closely held corporations and there are less restrictive ways for the federal government to ensure that all women have cost-free access to FDA- approved contraceptives.
ERM Insurance Brokers can help Orange County businesses understand and comply with the Affordable Care Act.
Call (949) 222-0444 to speak to an expert.